Management in Financial Institutions

Paper

The overall intent of the Paper is to understand a Bank’s financial statement, its position in the market place and how the Bank compares to its piers. The Bank’s total assets should not be more than $2B.

Length:               2-5 pages excluding Exhibits.

Items that must be covered:

·       Identify the type of Bank

·       Which regulatory agency governs them

·       What is the Banks focus (i.e. Commercial, deposit only …..)

·       Calculate and show work by attaching exhibits

o   ROE

o   ROA

o   Net Interest Margin

o   Net Noninterest Margin

o   Net Operating Margin

·       Show, at a minimum, two competing Bank’s financial statements for comparisons via exhibit

·       Discuss how the Bank compares, two strength and two weaknesses, in relationship to the competing Banks (i.e. Net Interest Margin is a strength due to ….)

Paper will be graded on the following criteria:

·       All components completed

·       Accuracy of content

·       Format was easy to follow

·       Analysis competent

Websites that could help in both your research and bank comparison:

              www.ffiec.gov

              http://research.fdic.gov/bankfind